Book a 15-Minute Discovery Call

Business & commercial

Business Loan Broker in Melbourne

Bank's rules holding your business back? Another lender may see it differently.

Cash flow, commercial property or buying a business. Peter compares options from our panel of 70+ lenders and leads your application, with his team behind every step.

70+ lenders on our panel14+ years in property
Australia-wide by phone or video
Peter Chea15-minute discovery call
Book a 15-Minute Call

Need more time? See all options

15 minutes · phone, video or coffee
Our lender panel

A selection of the 70+ lenders on our panel.

Is this you?

What Do You Need Finance for?

01

Cash Flow

Working capital to smooth seasonal swings or fund growth.

02

Commercial Property

Buying your premises or an investment property.

03

Buying a Business

Funding a purchase, a partner buy-out or succession.

04

Fit-Out and Equipment

Fitting out premises or buying the equipment you need to trade.

What lenders look at

What Business Lenders Look at

Business lenders weigh things differently from home lenders. Here's what matters.

  1. Trading history

    How long you've traded, and how consistently.

  2. Your financials

    Tax returns, BAS and management accounts. Up-to-date figures help.

  3. Cash flow

    Whether the business can comfortably meet repayments.

  4. Security

    Property, business assets or no security at all. It changes the options and the price.

  5. Your industry

    Some lenders prefer certain industries. Others specialise in them.

Peter matches these details to lenders on our panel that may suit your situation. Approval is always subject to the lender's assessment.

Your business is unique. So is every lender’s policy.

Before your call

Have These Ready for Your Call

You don't need everything for the first 15 minutes. These help Peter point you in the right direction faster.

  • Last two years of financials
  • Your recent BAS
  • Six months of business bank statements
  • Details of current business debts
  • What the funds are for
How it works

From First Call to Funding

Book a 15-Minute Discovery Call
01

Book a 15-Minute Call

Tell Peter what you're planning. By phone, video, or over a coffee at your favourite spot.

02

Explore Your Options

Peter looks at options from our panel of 70+ lenders and explains the trade-offs.

03

We Handle the Application

Choose your option. We manage the paperwork and lender questions through to funding.

Client review
“Peter was incredibly helpful with reviewing my financing. I found him to be very organised, professional, and a clear communicator. He is highly recommended.”
Lucy · Blue Finance client
Peter Chea
Peter CheaPrincipal Finance Broker

“You’ll speak to me on the first call. I’ll lead your loan personally, with my team backing every detail.”

70+ lenders on our panel14+ years in property
Questions

Business & Commercial Questions, Answered

It depends on the lender, the loan and your paperwork. Some unsecured options move quickly. Peter will give you a realistic timeframe.
Not always. Some lenders offer unsecured business loans, usually at higher rates.
Some lenders may consider it. Options are narrower, so lender choice matters.
Yes, whether you're buying premises to run your business from or as an investment.
We don’t charge you a broker fee. Lenders pay us for arranging your loan, and using a broker doesn’t mean paying a higher rate. When we help with your home loan, the law requires us to act in your best interests and put your interests first if there’s ever a conflict. We’ll explain how we’re paid before you go ahead. Lender and other third-party fees may apply.
No. We help clients Australia-wide by phone or video.
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