About Peter Chea, Finance Broker

Peter's story

Peter Chea, Principal Finance Broker

Why Blue Finance

Your finances shape the big moments in life: your first home, a growing family, a new business, your next investment. Peter built Blue Finance to be the broker he'd want for himself. Responsive, organised and thorough, exploring options across our panel of 70+ lenders, and there for each new chapter, not just one loan.

Real-World Experience

Peter brings an unusual mix of experience to your loan. He's a mechanical engineer, degree-qualified in finance, with years in the corporate world and 14+ years in property, including working closely with some of the largest real estate companies in the world. He also runs his own medical business, so he understands business income, cash flow and lenders from the borrower's side too.

How Peter Works

Your first call is 15 minutes, by phone, video or over a coffee in Melbourne. Peter listens first, then compares options from our panel and explains the trade-offs in plain English. Once you choose, his team manages the paperwork, lender questions and deadlines through to funding, while Peter keeps you updated at every step.

How we work

What You Can Expect

Clear Communication

Lending is full of jargon. Peter turns complex concepts like LVR, LMI and loan structure into plain English, so you understand your options before you choose. No question is too small.

Personal Service, Full Team

You speak with Peter from your first call, and he leads your loan personally. Behind him, his team handles the paperwork, lender questions and deadlines, to help keep everything on track.

Responsive and Thorough

Calls returned, documents tracked and details checked. Peter explores options across our panel of 70+ lenders and explains the trade-offs, so you can decide with confidence.

No Broker Fee. Your Interests First.

You don't pay us a broker fee. We do much of the work of preparing and lodging your application, and lenders pay us for that work. Using a broker doesn't mean paying a higher rate: ASIC research found borrowers who use a broker get the same rate as those who go directly to the lender (Report 516, 2017). When we help with your home loan, the law requires us to act in your best interests. Lender and other third-party fees may apply.

Client review

“Peter was incredibly helpful with reviewing my financing. I found him to be very organised, professional, and a clear communicator. He is highly recommended.”

Lucy · Blue Finance client

Peter CheaPrincipal Finance Broker

“You’ll speak to me on the first call. I’ll lead your loan personally, with my team backing every detail.”

70+ lenders on our panel14+ years in property

How it works

From First Call to Funding

Book a 15-Minute Discovery Call

Book a 15-Minute Call

Tell Peter what you're planning. By phone, video, or over a coffee at your favourite spot.

Explore Your Options

Peter looks at options from our panel of 70+ lenders and explains the trade-offs.

We Handle the Application

Choose your option. We manage the paperwork and lender questions through to funding.

Credit representative details. PCHEA Pty Ltd (ACN 695 253 288) trading as Blue Finance - Mortgage Brokers and Business Loans is an authorised Corporate Credit Representative (No. 577200) of Purple Circle Financial Services Pty Ltd (Australian Credit Licence 486112). Peter Chea is an Authorised Credit Representative (No. 577201) of Purple Circle Financial Services Pty Ltd.

Your Broker, in Your Corner.